About Us

Larry J Burdt, CLU, ChFC, CPA (Inactive)
A Healthcare Reform Specialist

Direct: (858) 597-6700 x2
Fax: (858) 597-6701
Email: Larry@NorthrupBurdt.com

Larry graduated from San Diego State University with a Bachelor of Science degree in Accounting. He started his career as a CPA with Peat, Marwick, Mitchell & Co., now known as KPMG, in the audit department of the San Diego office.

He then went on to become a Controller and Chief Financial Officer for three different companies in San Diego over a ten-year period.

Larry has worked in the Financial Services Industry since 1990, working primarily with professionals and business owners in the areas of:

Business Planning: including employee group benefits
Retirement Planning
Estate Planning

He has continued his education in the fields of insurance and financial services and earned the designations of Chartered Life Underwriter (CLU) in 2003 and Chartered Financial Consultant (ChFC) in 2007, both from the American College. In 2013 Larry became a Certified Healthcare Reform Specialist to better serve his clients as a resource for this ever-changing law.

His civic involvements include the Honorary Deputy Sheriff’s Association.

* CA Insurance License Number: 0748732

Richard I. Northrup, CLU

Direct: (619) 987-3905
Fax: (858) 597-6701
Email: Ricup10@gmail.com

Rick entered the financial field as a Life Insurance Agent first as an intern during his senior year at UCLA before graduation. After spending two years in the USAF as a Contracting Officer, he returned to commence his career in the life insurance and financial service industry.

Most of his time has been committed to working with small and medium-sized businesses. He has also serviced some Fortune 500 companies. During this time his activity has specialized in Business Planning including the transfer of business interests and the various related Estate Planning considerations. He has also served as an “Expert Witness” for both plaintiffs and defendants.

Rick received the designation of Chartered Life Underwriter (CLU) from the American Society of Financial Service Professionals in Bryn Mawr, Pennsylvania after attending the required curriculum and examination. He was also an active member of AALU, the Association of Advanced Life Underwriters, which is a Washington DC Based organization that is very active legislatively in the financial services and insurance industry and meets annually in Washington DC.

Rick first qualified for the Million $ Roundtable, a national organization of life insurance producers, in 1964. He then qualified for more than 15 additional years and has been a lifetime member.

Relatively early in his career, he joined the management team of the agency he was associated with and shortly after was invited to become a partner. Under that management team, the agency grew to become the company leader for over 5 years. During this period, he was one of the Founders and President of the Orange County Estate Planning Council, which includes Attorneys, Accountants, Trust Officers and Life Underwriters.

He left Agency Management in 1984 and for a limited time was in semi-retirement in the foothills of the Sierras. In 1998 he returned to Southern California with his wife, Jean, who works with him to continue serving their clientele.

* CA Insurance License Number: 0084586

Michael E. Luchetti, Jr

Direct: (858) 597-6700 x3
Fax: (858) 597-6701
Email: Michael@NorthrupBurdt.com

Michael joined Northrup Burdt Insurance Services as an Administrative Assistant in 2003 while studying at University of Redlands. He has worked in every aspect of our operations while learning the industry and servicing client needs. Throughout the years he has grown with the company and has become an integral & licensed member of our team.

* CA Insurance License Number: 4092367